I’ve had an idea for a book, where the protagonist is a “classic build your fortune” type dismayed at the way capitalism is failing, who ends up making a currency like this; wanting everyone to make money and then spend it by the end of the month; somehow allowing the recipient to get a new extended deadline.

I have some curiosity for where the concept would go. In the story as well it’s imagined that some oligarchs will find ways to abuse the system and hoard it, but in some other cases it might trigger interesting movements.